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Khypo News

26.4.2010 Komerční banka: interest rates mortgage reduction

Since April 28, 2010 Komerční banka decrease its interest rates for mortgage loans.

Tender rate applicable from April 28, 2010

Mortgage / Fix 1 3 5 6 7
CLASSIC 5.35% 4.95% 4.95% 5.25% 5.25%
PLUS 6.20% 5.80% 5.80% 6.10% 6.10%

Mortgage / Fix 8 9 10 15
 CLASSIC  5.35%  5.35%  5.45% 5.75%  
PLUS  6.20% 6.20%  6.30%  6,60% 

Bid rate can be reduced further by fulfilling the following parameters:
  • in the interest rate on the loan for mortgage loans and PLUS CLASSIC

amount of the loan % Reduction
0-999 999 CZK no rate reduction
1 million - 1,999,999 CZK - 0.05%
2 million - 2,999,999 CZK -0.1% 
3 million - 3,999,999 CZK -0.2% 
4 million and more -0.3% 

  • -0.1% reduction in interest rates if a customer files
  • -0.1% reduction in interest rates if it is a CLASSIC ML up to 70% LTV
  • -0.7% reduction in interest rates when it is the ML PLUS up to 95% LTV, while the client invests at least 15% of equity
Bid rate should be increased if the client fails to comply with a condition:
  • +0.3% "domicilace"
  • +0.1% life insurance for KP

Dott. Alberto Pavanello

Source: Komerční banka