Khypo News
26.4.2010 Komerční banka: interest rates mortgage reduction
Since April 28, 2010 Komerční banka decrease its interest rates for mortgage loans.
Tender rate applicable from April 28, 2010
| Mortgage / Fix |
1 |
3 |
5 |
6 |
7 |
| CLASSIC |
5.35% |
4.95% |
4.95% |
5.25% |
5.25% |
| PLUS |
6.20% |
5.80% |
5.80% |
6.10% |
6.10% |
| Mortgage / Fix |
8 |
9 |
10 |
15 |
| CLASSIC |
5.35% |
5.35% |
5.45% |
5.75% |
| PLUS |
6.20% |
6.20% |
6.30% |
6,60% |
Bid rate can be reduced further by fulfilling the following parameters:
- in the interest rate on the loan for mortgage loans and PLUS CLASSIC
| amount of the loan |
% Reduction |
| 0-999 999 CZK |
no rate reduction |
| 1 million - 1,999,999 CZK |
- 0.05% |
| 2 million - 2,999,999 CZK |
-0.1% |
| 3 million - 3,999,999 CZK |
-0.2% |
| 4 million and more |
-0.3% |
- -0.1% reduction in interest rates if a customer files
- -0.1% reduction in interest rates if it is a CLASSIC ML up to 70% LTV
- -0.7% reduction in interest rates when it is the ML PLUS up to 95% LTV, while the client invests at least 15% of equity
Bid rate should be increased if the client fails to comply with a condition:
- +0.3% "domicilace"
- +0.1% life insurance for KP
Dott. Alberto Pavanello
Source: Komerční banka
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